Gap insurance... if you don't have it, get it...

So, the honeymoon is over... Helga has met an unfortunate challenge...

Thanks to the driving deficiencies in this good old town, my PERFECT and NEW car has a bad ugly booboo... Monday, Feb. 4th I was rear-ended. Lovely. I was sitting pretty much PERFECTLY still in my PERFECT and NEW car... when

@*&#^*& BLAMMMMMMO!!!!

Some dude in a '92 Ford Mustang decided it was a brilliant idea to try to park his clunker on my PERFECT bumper... at probably 50 mph or something... I really don't know...

I, however, do NOT think this is a good idea. Neither does my neck & back... I am now going to the chiropractor every week day to be adjusted. Injuries aren't too bad, but I basically haven't had a good night's sleep since the accident, and I started having anxiety attacks and nightmares. Sounds pretty stupid, right? I agree. Unfortunately, I'm just gonna have to wait it out to get back on track. I'm avoiding traffic for a little while so I get my confidence back, and it's coming back, thankfully.

So, if you end up purchasing a new car, or relatively new car, PLEASE PLEASE PLEASE inquire about GAP INSURANCE. This basically means, if my car ends up being totaled, my Gap Insurance will cover the difference between what I owe on the car, and what the insurance actually pays for it. It's an effort to displace some of the depreciation.

I PRAY that they can fix it and we don't have to worry about it. However, if they don't, I'm a LOT better off financially than I had at first thought... I'd honestly forgotten that I purchased that with the car. YAY ME, and thank God for sending people into my life who have good advice!!

Don't cry when you look at the photos... I do... Poooooor Helga... :-(